Qualifications

 Richard L. Cox Sr., CFP®, QFP, ChFC®, CLU®, CWM®, MFP™, ATA®, AEP®

Chief Investment Manager

Started his financial services career in 1976, He has earned the prestigious CERTIFIED FINANCIAL PLANNER™ (CFP®) certification from the Certified Financial Planner Board of Standards, Washington, DC, and the Qualified Financial Planner (QFP) designation from the International Association of Qualified Financial Planners, Beverly Hills, CA. He has also earned the Chartered Financial Consultant (ChFC®) and the Chartered Life Underwriter (CLU®) designations from the American College, Bryn Mawr, PA.

Richard has also been recognized as a Fellow of the American Academy of Financial Management of Metairie, LA and has been awarded the Board Certified designations of Master Financial Professional™ (MFP™) and Chartered Wealth Manager® (CWM®) by the Academy. He has also been recognized as an Accredited Tax Advisor® (ATA®) By the Accreditation Council for Accountancy and Taxation, Alexandria, VA and as an Accredited Estate Planner® (AEP®) by the National Association of Estate Planners & Councils, Cleveland, OH.

He is a current member of the following Industry Associations; the Financial Planning Association (FPA), the International Association of Qualified Financial Planners (IAQFP), the National Society of Accountants (NSA), the Estate Planning Council of Chattanooga (EPCC), The American Academy of Financial Management (AAFM), Kingdom Advisors Network (KAN), The Financial Services Institute (FSI), and the Society of Financial Service Professionals (SFSP)

Mr. Cox is currently a Registered Principal* of American Portfolios Financial Services, Inc. (APFS) Holbrook, NY and has served as a consultant to several financial services firms over his 34 year career in the development of products, technology, compliance, and back office systems, along with being a contributing author to trade journals that service the financial planning industry nationwide.

Mr. Cox currently serves on the Board of Directors of the Estate Planning Council of Chattanooga (EPCC) and has also served on the Board of Directors of  The Society of Financial Service Professionals, Chattanooga Chapter (President 2005-2006)(SFSP) on the board of Chattanooga Matters (Formerly Chattanooga Resource Foundation) as Board Chairman, Treasurer and on the Executive Committee (2001-2007) (CRF), he also served on the National Board of Directors of the International Association of Qualified Financial Planners as Membership & Member Resources Chair (IAQFP) (2003-2004), the Board of the Spirit of America Foundation (SOA)(1999-2003) and the Field Advisory Board of FSC Securities Corporation from (1995 -2001).

Mr. Cox is a well-known and respected author and contributing writer with local articles distributed through “The Chattanooga Times Free Press”, “Woman’s Way Magazine” and “Commercial Network Magazine”. He is a highly sought after speaker on a wide range of financial subjects, and for over seven years was host of The Advisor Answer© a local call-in radio program on talk radio 102.3 FM in the Greater Chattanooga listening Area. Richard L. Cox Sr. is also a 5 Star Ranked Advisor by Paladin Registry recommended by Kiplinger.com.

 CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame logo) are certification marks owned by Certified Financial Planner Board of Standards. These marks are awarded to individuals who successfully complete CFP Board's initial and ongoing certification requirements.