Broker Check
Richard L. Cox, Sr., CFP®, CKA®, ChFC®

Richard L. Cox, Sr., CFP®, CKA®, ChFC®

Chief Managing Member

"Crafting a Life of Significance"

Richard Cox embarked on his remarkable journey in the financial services industry in 1976, driven by a desire to make a positive impact on the lives of the friends he encountered along life’s winding path. Born with a natural talent for dissecting complex puzzles and solving detailed problems, he possesses a unique ability to unravel the intricate threads of business and personal finances, transforming them into logical and methodical plans that empower clients to align with their values and purpose.

Over his career, Richard’s commitment to continuous learning and professional growth has been unwavering. He proudly holds the esteemed CERTIFIED FINANCIAL PLANNER™ (CFP®) certification from the Certified Financial Planner Board of Standards, the Chartered Financial Consultant (ChFC®) and Chartered Life Underwriter (CLU ®) designations from the American College in Bryn Mawr, PA.

Richard’s unwavering dedication has earned him prestigious affiliations and recognitions, including the Accredited Tax Advisor® (ATA®) designated by the Accredited Council for Accountancy and Taxation and the Accredited Estate Planner® (AEP®) recognition by the National Association of Estate Planners and Councils. He also holds the designation of Certified Kingdom Advisor (CKA®) bestowed on him by Kingdom Advisors, Inc.

In his current role, Richard serves as a Registered Principal of American Portfolios Financial Services, Inc in Holbrook NY. Additionally, he functions as an Investment Adviser Representative and Supervisor for American Portfolios Advisors, Inc., an SEC Registered Investment Adviser.

Richard’s involvement in advancing the financial planning profession is marked by his active participation in esteemed organizations such as the Financial Planning Association (FPA) and the National Society of Accountants (NSA). He has extended his expertise as a consultant and advisory board member for reputable firms like Southmark Financial Services, Inc. FSC Securities Corporation and American Portfolio Services, Inc.

Richard’s commitment to stewardship is a cornerstone of his life philosophy, driving his enthusiasm for volunteering and serving on various boards. His leadership roles span from the Board of Directors of the Estate Planning Council of Chattanooga (EPC) and the Chattanooga Resource Foundation (Chattanooga Matters) where he imparted his experience and insights to the community.

When not crafting business and financial plans, analyzing market trends, or poring over stock data, Richard passionately shares his expertise through writing, education and speaking on financial matters. For nine years he hosted a live Talk Radio call in show and has conducted countless financial seminars.

A man with a heart devoted to God, Richard invests his time in his church and cherishes moments with his family. Alongside his wife Renee’, family takes precedence and together they share a commitment to making it a priority. Despite his busy schedule, he manages to find time to indulge in working on classic muscle cars and dancing a waltz or two in a ballroom dance class.

Richard’s life journey is a tapestry woven with threads of financial dedication, family values, philanthropy, and personal pursuits. He considers it an honor and privilege to accompany you on your journey toward living a life of significance.